Auto insurance is a critical financial safeguard that protects you in the event of an accident, theft, or other unexpected disaster. But this protection comes at a cost, and it’s different for everyone. The same goes for homeowners insurance, as rates can be affected by many factors that are completely out of your control. Find out what’s going on in this review and update of both industries.

For many, owning a home is part of the American dream. For most homeowners in America, getting a mortgage is just one of the steps it takes to get there. A simple definition of a mortgage is a type of loan you can use to buy or refinance a home. Mortgages are also referred to as “mortgage loans.” Mortgages are a way to buy a home without having all the cash upfront.

Your eyes are an important part of your health. Most people rely on their eyes to see and make sense of the world around them. But some eye diseases can lead to vision loss, so it is important to identify and treat eye diseases as early as possible. You should get your eyes checked as often as your health care provider recommends it, or if you have any new vision problems. And just as it is important to keep your body healthy, you also need to keep your eyes healthy.

For business owners, the ways that you can promote your business and attract attention have changed dramatically in the past decade. By far, the most significant change has been in digital ad spending. A research report expects U.S. internet ad spending to increase 12.4 percent in 2020 to over $135 billion, which accounts for 53 percent of ad spending. This means more than half of all spending on advertising has now moved to online mediums.

If you can purchase a single device that solves many problems, you may wonder why you'd ever want to buy multiple devices to perform those same tasks. Various manufacturers sell a variety of multifunction printers, also called all-in-ones, that also have the ability to scan, copy and even fax documents. Before settling on a printer, weigh their advantages and consider your processing needs.

Everywhere you look you will see some type of marketing or advertising. Have you ever stopped and wondered…how did they do that and what is it called? Print shops have notoriously been known to print letterhead, envelopes, business cards, brochures, forms, and catalogs. Print shops have come a long way from these usual business products to making banners, promotional products (cups, pens, bags), booth displays, signs, and wearables. This week’s spotlight will go through different types of prints and formats that are available to help promote your business, service or product.

About one in eight drivers don’t carry car insurance. And what happens if you’re injured in a car crash caused by a driver who doesn’t carry liability car insurance? You could be stuck with some hefty out-of-pocket expenses like medical bills, health insurance deductibles, and lost wages. Fortunately, there are car insurance coverage types that alleviate this problem: Uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage.

As incredible as it may seem, laser printer technology preceded inkjet technology in the consumer market. While working at a Xerox research center in the late 1960s, Gary Starkweather combined laser technology with a xerographic copier. By 1981, Xerox released an office version of the laser printer known as the Xerox 9700 Laser Printer. However, it was Canon partnered with Apple Computer and Hewlett-Packard in 1984 that released the HP LaserJet, a consumer version of the laser printer.

Whether you are retired, approaching retirement, or want to explore your money management options, look no further than your local financial planner. These firms specialize in helping individuals develop sound financial strategic plans and offer hands-on experience to help understand the various concepts and products available to you.

If you are confused about motor oil — the right time to change it, how often to change it, or what is the best oil for your car, the answer to a lot of these questions is the same: Check your owner’s manual! It should be your car maintenance and operation bible. Don’t make assumptions on the interval based on past experiences or guidance from mechanics who profit from the work, because the timing has evolved over the years.